Investment Consulting Disclaimer
This disclaimer governs your use of Derquintolab investment consulting services. By engaging our services, you acknowledge and agree to these terms.
General Information Disclaimer
The investment consulting services provided by Derquintolab are for informational and educational purposes. All investment advice, portfolio recommendations, and financial planning guidance are based on general market conditions and may not be suitable for every individual's financial situation.
Important: Past performance does not guarantee future results. All investments carry inherent risks.
Investment Risk Disclosure
Investment consulting involves significant risks that clients must understand before engaging our services. Our hourly consultations provide professional guidance, but investment decisions remain solely with the client.
- Market volatility can result in substantial losses to investment portfolios
- Economic conditions, inflation, and currency fluctuations affect investment performance
- Diversification strategies may not protect against market downturns
Warning: Investment values can go down as well as up. You may lose some or all of your invested capital.
Information Accuracy
While we strive to provide accurate and up-to-date information during our consulting sessions, Derquintolab makes no warranties regarding the completeness or accuracy of investment data, market analysis, or financial projections.
Market conditions change rapidly, and information provided during consultations may become outdated.
Results and Performance
Derquintolab does not guarantee specific investment returns or portfolio performance. Results from our consulting services vary based on market conditions, individual circumstances, and implementation of recommendations.
Results may vary significantly between clients based on risk tolerance, investment timeline, and market conditions.
Limitation of Liability
Derquintolab's liability is limited to the extent permitted by South African law. We are not responsible for investment losses resulting from market conditions or client decisions.
- Investment losses due to market volatility or economic downturns
- Consequences of client decisions made independently of our recommendations
- Third-party service provider failures or technical issues
- Delays in communication or service delivery beyond our control
Third-Party Information
Our consulting services may reference third-party financial data, market research, or investment platforms. Derquintolab is not responsible for the accuracy or reliability of external information sources.
Professional Advice Limitation
Our investment consulting services complement but do not replace professional financial, legal, or tax advice. Clients should consult appropriate licensed professionals for comprehensive financial planning.
Always consult with qualified professionals before making significant financial decisions.
Changes to Services
Derquintolab reserves the right to modify our consulting services, pricing, or terms at any time. Changes will be communicated to existing clients with reasonable notice.
Contact Information
For questions about this disclaimer or our investment consulting services, contact us at:
123 Sandton City, Johannesburg, Gauteng 2196, South Africa
Last Updated: June 27, 2025
Effective Date: June 27, 2025