Terms and Conditions
These Terms and Conditions govern your use of Derquintolab investment consulting services. Please read carefully before engaging our services.
Last Updated: June 28, 2025
Acceptance of Terms
By using our investment consulting services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations.
If you do not agree with these terms, please do not use our services.
Our Services
Derquintolab provides professional investment consulting services including:
- Hourly investment consultations and financial planning advice
- Portfolio analysis and asset allocation recommendations
- Market research and investment strategy development
User Responsibilities
As a client of our investment consulting services, you agree to:
- Provide accurate and complete financial information
- Make investment decisions based on your own judgment
- Maintain confidentiality of sensitive financial information
- Pay consulting fees according to agreed terms
Prohibited Activities
You may not use our services for:
- Illegal activities or money laundering
- Providing false or misleading information
- Attempting to manipulate or exploit our services
- Interfering with other clients' use of our services
Intellectual Property
All content, materials, and intellectual property provided during consulting sessions remain the property of Derquintolab and are protected by applicable copyright laws.
Unauthorized reproduction or distribution of our materials is prohibited.
Payment Terms
Payment for investment consulting services is due according to the following terms:
- Hourly consultations are billed at agreed rates (R1,800-R9,000 per hour)
- Payment is due within 30 days of invoice date
- Late payments may incur additional fees
Limitation of Liability
Derquintolab's liability is limited to the extent permitted by South African law. We are not responsible for investment losses resulting from market conditions or client decisions.
Investment consulting services are provided for informational purposes. Past performance does not guarantee future results.
Indemnification
You agree to indemnify Derquintolab against any claims, damages, or losses arising from your use of our investment consulting services or violation of these terms.
Termination
Either party may terminate the consulting relationship with reasonable notice. Termination does not affect existing payment obligations.
Upon termination, access to ongoing services will cease, but confidentiality obligations continue.
Governing Law
These Terms and Conditions are governed by South African law. Any disputes will be resolved in South African courts.
Changes to Terms
We reserve the right to modify these Terms and Conditions at any time. Changes will be communicated to existing clients.
Continued use of our services after changes constitutes acceptance of new terms.
Contact Information
For questions about these Terms and Conditions, contact us at:
123 Sandton City, Johannesburg, Gauteng 2196, South Africa
Effective Date: June 28, 2025
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